Natural hazards · Warren

Warren, IN natural hazards

Most of the natural-hazard damage FEMA expects in Warren comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warren?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warren to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes17%Drought6%Strong wind6%Cold waves5%Everything else10%

By hazard

What Warren faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 14 years in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 5 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warren flood?

Every paid claim on a federal flood insurance policy in Warren, from FEMA’s records.

5paid claims since 1982

$23Kpaid to owners

1homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Warren is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Huntington County.

Disasters that hit Warren

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warren itself: aid to households, or repair grants to the Town of Warren.

Brought FEMA money into WarrenDeclared for Huntington County only

2008

Severe Storms, Flooding, and Tornadoes

6 households applied for aid

2007

Snow

$4K to the Town of Warren for repairs

2005

Severe Winter Storms and Flooding

3 households applied for aid $1K aid approved

2003

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $14K aid approved

Huntington County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warren is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warren’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warren. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.