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Natural hazards · Warren

Warren, IN natural hazards

Most of the natural-hazard damage FEMA expects in Warren comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 80 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Warren?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warren to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes17%Cold waves12%Earthquakes9%Heat waves8%Everything else5%
By hazard

What Warren faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 79% of U.S. places

Cold waves

12% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

9% of expected damage
Above average · higher than 72% of U.S. places

Heat waves

8% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Warren flood?

Every paid claim on a federal flood insurance policy in Warren, from FEMA’s records.

80paid claims since 1978
$517Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • March storm: 1 claim, $3K
  • Mid-spring storms: 1 claim, $2K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Warren isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.
Disasters that hit Warren

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Warren itself: aid to households, or repair grants to the Township of Warren.

Brought FEMA money into WarrenDeclared for Marion County only
2002

Severe Storms and Tornadoes

$5K to the Township of Warren for repairs
Marion County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
Around Warren

Warren and the towns around it

Franklin: Low, mostly inland floodingIndianapolis: no dataCenter: Moderate, mostly inland floodingLawrence: Low, mostly inland floodingSugar Creek: Moderate, mostly inland floodingBuck Creek: Low, mostly inland floodingPerry: Moderate, mostly inland floodingMoral: Moderate, mostly inland floodingClark: Low, mostly inland floodingBeech Grove: Low, mostly inland floodingGreenwood: Moderate, mostly inland floodingPleasant: Moderate, mostly inland floodingLawrence: Low, mostly inland floodingPike: Moderate, mostly inland floodingZionsville: Low, mostly inland floodingBrown: High, mostly inland floodingDecatur: Low, mostly inland floodingVernon: Low, mostly inland floodingMcCordsville: Low, mostly inland floodingWashington: Moderate, mostly inland floodingWayne: Moderate, mostly inland floodingFishers: Moderate, mostly inland floodingFall Creek: Moderate, mostly inland floodingDelaware: Low, mostly inland floodingCenter: Low, mostly inland floodingPhiladelphia: Low, mostly inland floodingBrandywine: Low, mostly inland floodingCumberland: Moderate, mostly inland floodingWhite River: Moderate, mostly inland floodingWarren: Low, mostly inland flooding WarrenFranklinIndianapolisCenterLawrenceSugar CreekBuck CreekPerry
Very lowLowModerateHighVery high
Centermostly inland floodingModerate
Perrymostly inland floodingModerate
Sugar Creekmostly inland floodingModerate
Buck Creekmostly inland floodingLow
Franklinmostly inland floodingLow
Lawrencemostly inland floodingLow
Warrenmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warren covers 26 census tracts, combined by population.
Money that reached townFlood claims are matched to Warren’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Warren. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warren total about $25.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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