Natural hazards · Walkerton

Walkerton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Walkerton comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Walkerton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Walkerton to be higher than in 7% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves23%Tornadoes15%Hail6%Everything else11%

By hazard

What Walkerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once every 2 years in the area

Cold waves

23% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 79 years in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Walkerton flood?

FEMA's records show no paid flood insurance claims in Walkerton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Walkerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Joseph County.

Disasters that hit Walkerton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Walkerton itself: aid to households, or repair grants to the Town of Walkerton.

Brought FEMA money into WalkertonDeclared for St. Joseph County only

2018

Severe Storms and Flooding

8 households applied for aid $22K aid approved

2009

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $18K aid approved

2008

Severe Storms and Flooding

22 households applied for aid $23K aid approved

2005

Severe Winter Storms and Flooding

3 households applied for aid $4K aid approved

2000

Snow

$4K to the Town of Walkerton for repairs

1999

In-Winter Storm 12/23/98

$5K to the Town of Walkerton for repairs

St. Joseph County has had 14 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Walkerton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Walkerton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Walkerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Walkerton, IN natural hazards

How exposed is Walkerton?

What Walkerton faces

Inland flooding

Cold waves

Tornadoes

Hail

Lower here

Not a risk here

Does Walkerton flood?

6 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Winter Storms and Flooding

Snow

In-Winter Storm 12/23/98

How to read this page

Where to, neighbor?

Matches

Nearby