Natural hazards · Wabash

Wabash, IN natural hazards

Most of the natural-hazard damage FEMA expects in Wabash comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 18 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wabash?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wabash to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes20%Cold waves11%Strong wind8%Everything else8%
By hazard

What Wabash faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Above average · higher than 56% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

20% of expected damage
Well above average · higher than 95% of U.S. places

Cold waves

11% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wabash flood?

Every paid claim on a federal flood insurance policy in Wabash, from FEMA’s records.

18paid claims since 1998
$240Kpaid to owners
2homes flooded more than once
19982026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wabash isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wabash County.
Disasters that hit Wabash

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wabash itself: aid to households, or repair grants to the City of Wabash.

Brought FEMA money into WabashDeclared for Wabash County only
2007

Snow

$13K to the City of Wabash for repairs
2005

Severe Winter Storms and Flooding

2 households applied for aid
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $7K aid approved
2003

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $37K aid approved
1999

In-Winter Storm 12/23/98

$10K to the City of Wabash for repairs
Wabash County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wabash covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Wabash’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wabash. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wabash total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01