Natural hazards · Wabash

Wabash, IN natural hazards

Most of the natural-hazard damage FEMA expects in Wabash comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1991.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wabash?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wabash to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves16%Tornadoes10%Strong wind6%Drought5%Everything else13%

By hazard

What Wabash faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 4 times a year in the area

Cold waves

16% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 18 years in the area

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Drought

5% of expected damage

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wabash flood?

Every paid claim on a federal flood insurance policy in Wabash, from FEMA’s records.

9paid claims since 1991

$189Kpaid to owners

0homes flooded more than once

19912026

Biggest named events

Central U.S. April Flooding: 1 claim, $88K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wabash isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Parke County.

Disasters that hit Wabash

Federal disasters declared here

None of the disasters declared for Parke County shows FEMA aid or repair money reaching Wabash itself in FEMA’s records.

Brought FEMA money into WabashDeclared for Parke County only

Parke County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Wabash

Wabash and the towns around it

Very lowLowModerateHighVery high

Wabashmostly inland floodingHigh

Reservemostly inland floodingHigh

Floridamostly inland floodingHigh

Heltmostly inland floodingModerate

Adamsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wabash covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wabash’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wabash. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wabash total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.