Utica, IN housing market
The typical Utica home is worth about $239,000, up 0.5% in a year, 8% below the Indiana typical home.
Home values, sales, trends and how Utica compares with the towns next door — updated as new data is published.
Utica at a glance
Typical home value, 2016–2026
Show as a table
| January | Utica | Indiana |
|---|---|---|
| 2017 | $124,000 | $135,000 |
| 2018 | $134,000 | $144,000 |
| 2019 | $146,000 | $154,000 |
| 2020 | $159,000 | $164,000 |
| 2021 | $179,000 | $183,000 |
| 2022 | $199,000 | $209,000 |
| 2023 | $217,000 | $227,000 |
| 2024 | $223,000 | $237,000 |
| 2025 | $232,000 | $249,000 |
| 2026 | $237,000 | $256,000 |
| August 2026 | $239,000 | $260,000 |
Utica and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Utica | $239K | +0.5% | $1,310 | — | $102,897 |
| Charlestown | $307K | +2.4% | $1,130 | — | $92,021 |
| Jeffersonville | — | −0.2%† | $1,330 | 237 | $70,930 |
| Louisville/Jefferson County metro government | $263K | +1.2% | — | — | $69,866 |
| Silver Creek | — | −0.1%† | $1,340 | — | $75,732 |
| Jeffersonville | $254K | +1.5% | $1,280 | — | $62,247 |
| Utica | — | −0.5%† | $1,340 | 26 | $84,886 |
† FHFA price index change, where Zillow has no home value for the town.
2.3 years of income
The typical Utica home costs about 2.3 years of the town's median household income, less than across Indiana (3.6 years).
How Utica ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,310
HUD's Fair Market Rent for a two-bedroom in Utica is $1,310 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Utica pay a median of $1,336. A two-bedroom takes about 15% of the town's median household income.
Studio $1,000 · 4 bedrooms $1,940
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (47111, 47130; Louisville, KY-IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.