Natural hazards · Turman

Turman, IN natural hazards

Most of the natural-hazard damage FEMA expects in Turman comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Turman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Turman to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding44%Earthquakes15%Tornadoes12%Drought8%Cold waves7%Strong wind6%Everything else8%

By hazard

What Turman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

15% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 8 years in the area

Drought

8% of expected damage

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Turman flood?

Every paid claim on a federal flood insurance policy in Turman, from FEMA’s records.

1paid claims since 2013

$42Kpaid to owners

0homes flooded more than once

20132026

of all homes
are insured

No community discount. Turman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.

Disasters that hit Turman

Federal disasters declared here

None of the disasters declared for Sullivan County shows FEMA aid or repair money reaching Turman itself in FEMA’s records.

Brought FEMA money into TurmanDeclared for Sullivan County only

Sullivan County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Turman

Turman and the towns around it

Very lowLowModerateHighVery high

Hutsonvillemostly inland floodingHigh

Turmanmostly inland floodingModerate

Gillmostly inland floodingModerate

Fairbanksmostly inland floodingModerate

Yorkmostly inland floodingModerate

Hamiltonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Turman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Turman’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Turman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Turman total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.