Natural hazards · Toad Hop

Toad Hop, IN natural hazards

Most of the natural-hazard damage FEMA expects in Toad Hop comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Toad Hop?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Toad Hop to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding48%Cold waves14%Tornadoes11%Strong wind8%Earthquakes8%Heat waves5%Everything else7%

By hazard

What Toad Hop faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 35 years in the area

Strong wind

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 76% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Toad Hop flood?

FEMA's records show no paid flood insurance claims in Toad Hop.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Toad Hop isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vigo County.

Disasters that hit Toad Hop

Federal disasters declared here

None of the disasters declared for Vigo County shows FEMA aid or repair money reaching Toad Hop itself in FEMA’s records.

Brought FEMA money into Toad HopDeclared for Vigo County only

Vigo County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Toad Hop is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Toad Hop’s own flood-insurance community; household aid to the registrant’s city; repair grants to Toad Hop. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.