Natural hazards · Tipton

Tipton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Tipton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tipton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tipton to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves12%Tornadoes8%Strong wind8%Everything else14%

By hazard

What Tipton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Cold waves

12% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 28 years in the area

Strong wind

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tipton flood?

Every paid claim on a federal flood insurance policy in Tipton, from FEMA’s records.

14paid claims since 1998

$676Kpaid to owners

0homes flooded more than once

19982026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tipton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Tipton

Federal disasters declared here

None of the disasters declared for Cass County shows FEMA aid or repair money reaching Tipton itself in FEMA’s records.

Brought FEMA money into TiptonDeclared for Cass County only

Cass County has had 14 natural disasters declared since 1953, most often winter storms and severe storms.

Around Tipton

Tipton and the towns around it

Very lowLowModerateHighVery high

Perumostly inland floodingVery high

Tiptonmostly inland floodingModerate

Miamimostly inland floodingModerate

Jacksonmostly inland floodingModerate

Pipe Creekmostly inland floodingLow

Washingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tipton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tipton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Tipton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tipton total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.