Natural hazards · Tippecanoe

Tippecanoe, IN natural hazards

Most of the natural-hazard damage FEMA expects in Tippecanoe comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 387 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tippecanoe?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tippecanoe to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes7%Cold waves5%Everything else8%

By hazard

What Tippecanoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 90 years in the area

Cold waves

5% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tippecanoe flood?

Every paid claim on a federal flood insurance policy in Tippecanoe, from FEMA’s records.

387paid claims since 1985

$15.2Mpaid to owners

0homes flooded more than once

19852026

Biggest named events

Mid-spring storms: 2 claims, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tippecanoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Tippecanoe

Federal disasters declared here

None of the disasters declared for Carroll County shows FEMA aid or repair money reaching Tippecanoe itself in FEMA’s records.

Brought FEMA money into TippecanoeDeclared for Carroll County only

Carroll County has had 15 natural disasters declared since 1953, most often winter storms and severe storms.

Around Tippecanoe

Tippecanoe and the towns around it

Very lowLowModerateHighVery high

Tippecanoemostly inland floodingHigh

Jeffersonmostly inland floodingHigh

Deer Creekmostly inland floodingHigh

Prairiemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tippecanoe covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tippecanoe’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Tippecanoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tippecanoe total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.