Natural hazards · Thayer

Thayer, IN natural hazards

Most of the natural-hazard damage FEMA expects in Thayer comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thayer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thayer to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves33%Tornadoes11%Strong wind7%Everything else8%

By hazard

What Thayer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Cold waves

33% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 18 years in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thayer flood?

FEMA's records show no paid flood insurance claims in Thayer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thayer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newton County.

Disasters that hit Thayer

Federal disasters declared here

None of the disasters declared for Newton County shows FEMA aid or repair money reaching Thayer itself in FEMA’s records.

Brought FEMA money into ThayerDeclared for Newton County only

Newton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thayer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Thayer’s own flood-insurance community; household aid to the registrant’s city; repair grants to Thayer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.