Natural hazards · Taylor

Taylor, IN natural hazards

Most of the natural-hazard damage FEMA expects in Taylor comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taylor?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylor to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding55%Strong wind14%Tornadoes10%Cold waves6%Everything else15%

By hazard

What Taylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Strong wind

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 20 years in the area

Cold waves

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taylor flood?

FEMA's records show no paid flood insurance claims in Taylor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Owen County.

Disasters that hit Taylor

Federal disasters declared here

None of the disasters declared for Owen County shows FEMA aid or repair money reaching Taylor itself in FEMA’s records.

Brought FEMA money into TaylorDeclared for Owen County only

Owen County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Taylor

Taylor and the towns around it

Very lowLowModerateHighVery high

Taylormostly inland floodingHigh

Harrisonmostly inland floodingHigh

Waynemostly inland floodingHigh

Cloverdalemostly inland floodingModerate

Montgomerymostly inland floodingModerate

Jenningsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Taylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Taylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.