Natural hazards · Swayzee

Swayzee, IN natural hazards

Most of the natural-hazard damage FEMA expects in Swayzee comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Swayzee?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Swayzee to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes25%Earthquakes11%Hail6%Everything else14%

By hazard

What Swayzee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

11% of expected damage

Above average · higher than 73% of U.S. places

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Swayzee flood?

FEMA's records show no paid flood insurance claims in Swayzee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Swayzee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Swayzee

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Swayzee itself: aid to households, or repair grants to the Town of Swayzee.

Brought FEMA money into SwayzeeDeclared for Grant County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

46 households applied for aid $128K aid approved

2008

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $1K aid approved

2005

Severe Winter Storms and Flooding

15 households applied for aid $11K aid approved

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $782 aid approved

Grant County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Swayzee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Swayzee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Swayzee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.