Sumava Resorts’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Sumava Resorts comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Sumava Resorts’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
What Sumava Resorts faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Cold waves
Tornadoes
Strong wind
Does Sumava Resorts flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Sumava Resorts. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Sumava Resorts isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Newton County.How exposed is Sumava Resorts?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.
Calmer than 1,125 of the 1,977 Indiana towns we cover.
Sumava Resorts is smaller than a census tract, so it shares the figures of the tract around its center.
1 federal disaster brought FEMA money to Sumava Resorts
Disasters that paid out in Sumava Resorts itself (aid to households or repair grants to Sumava Resorts) and its biggest flood years.
- 2008Severe Storms and Flooding1 household applied for aid$54 aid approved
Newton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
Old photos of Sumava Resorts after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sumava Resorts archive →Get ready for what Sumava Resorts actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Sumava Resorts and its neighbors
Sumava Resorts ranks 3rd calmest of 4 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Sumava Resorts | Low | inland flooding | 0 |
| Lake | Low | inland flooding | 10 |
| Cedar Creek | Low | inland flooding | 56 |
| West Creek | Low | inland flooding | 23 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in January–March
The month each of Newton County’s 16 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Sumava Resorts’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sumava Resorts.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Sumava Resorts.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.