Natural hazards · Stinesville

Stinesville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Stinesville comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stinesville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stinesville to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding61%Earthquakes12%Tornadoes11%Everything else16%

By hazard

What Stinesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 75% of U.S. places

Tornadoes

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stinesville flood?

FEMA's records show no paid flood insurance claims in Stinesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stinesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Stinesville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stinesville itself: aid to households, or repair grants to the Town of Stinesville.

Brought FEMA money into StinesvilleDeclared for Monroe County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid $5K aid approved $6K to the Town of Stinesville for repairs

2008

Severe Storms, Flooding, and Tornadoes

17 households applied for aid $68K aid approved $8K to the Town of Stinesville for repairs

Monroe County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stinesville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stinesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stinesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.