St. Joe, IN housing market
The typical St. Joe home is worth about $298,000, up 13.3% in a year, 14% above the Indiana typical home.
Home values, sales, trends and how St. Joe compares with the towns next door — updated as new data is published.
St. Joe at a glance
Typical home value, 2016–2026
Show as a table
| January | St. Joe | Indiana |
|---|---|---|
| 2017 | $138,000 | $135,000 |
| 2018 | $147,000 | $144,000 |
| 2019 | $155,000 | $154,000 |
| 2020 | $164,000 | $164,000 |
| 2021 | $181,000 | $183,000 |
| 2022 | $206,000 | $209,000 |
| 2023 | $221,000 | $227,000 |
| 2024 | $238,000 | $237,000 |
| 2025 | $259,000 | $249,000 |
| 2026 | $281,000 | $256,000 |
| August 2026 | $298,000 | $260,000 |
St. Joe and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| St. Joe | $298K | +13.3% | $960 | $55,000 |
| Concord | — | +10.2%† | $960 | $65,192 |
| Spencer | — | +6.2%† | $1,100 | $54,018 |
† FHFA price index change, where Zillow has no home value for the town.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $960
HUD's Fair Market Rent for a two-bedroom in St. Joe is $960 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in St. Joe pay a median of $805, so moving in tends to cost more than staying put.
Studio $690 · 4 bedrooms $1,270
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (46785; DeKalb County, IN), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.