Natural hazards · Skelton

Skelton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Skelton comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Skelton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Skelton to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding54%Earthquakes12%Tornadoes10%Strong wind9%Everything else15%

By hazard

What Skelton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 11 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Skelton flood?

FEMA's records show no paid flood insurance claims in Skelton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Skelton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warrick County.

Disasters that hit Skelton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Skelton itself: aid to households, or repair grants to the Township of Skelton.

Brought FEMA money into SkeltonDeclared for Warrick County only

2005

Tornado and Severe Storms

$20K to the Township of Skelton for repairs

2004

Severe Storms, Tornadoes, and Flooding

$2K to the Township of Skelton for repairs

Warrick County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Skelton

Skelton and the towns around it

Very lowLowModerateHighVery high

Skeltonmostly inland floodingHigh

Owenmostly inland floodingHigh

Pigeonmostly inland floodingHigh

Boonmostly inland floodingHigh

Jacksonmostly earthquakesModerate

Grassmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Skelton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Skelton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Skelton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.