Natural hazards · Shelburn

Shelburn, IN natural hazards

Most of the natural-hazard damage FEMA expects in Shelburn comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shelburn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shelburn to be higher than in 31% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes19%Tornadoes18%Cold waves10%Strong wind8%Everything else13%

By hazard

What Shelburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 36 years in the area

Cold waves

10% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shelburn flood?

FEMA's records show no paid flood insurance claims in Shelburn.

of all homes
are insured

No community discount. Shelburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Shelburn

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shelburn itself: aid to households, or repair grants to the Town of Shelburn.

Brought FEMA money into ShelburnDeclared for Sullivan County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

8 households applied for aid $14K aid approved

2008

Severe Storms, Flooding, and Tornadoes

29 households applied for aid $74K aid approved $13K to the Town of Shelburn for repairs

2005

Severe Winter Storms and Flooding

1 household applied for aid

2004

Snow

$763 to the Town of Shelburn for repairs

2002

Severe Storms, Tornadoes and Flooding

$2K to the Town of Shelburn for repairs

Sullivan County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shelburn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Shelburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shelburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shelburn total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.