Natural hazards · Sharpsville

Sharpsville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Sharpsville comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sharpsville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sharpsville to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes22%Cold waves9%Strong wind6%Everything else17%

By hazard

What Sharpsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 17 years in the area

Cold waves

9% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sharpsville flood?

FEMA's records show no paid flood insurance claims in Sharpsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sharpsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tipton County.

Disasters that hit Sharpsville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sharpsville itself: aid to households, or repair grants to the Town of Sharpsville.

Brought FEMA money into SharpsvilleDeclared for Tipton County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2005

Severe Winter Storms and Flooding

12 households applied for aid $8K aid approved

2003

Severe Storms, Tornadoes, and Flooding

50 households applied for aid $210K aid approved $8K to the Town of Sharpsville for repairs

Tipton County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sharpsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sharpsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sharpsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.