Natural hazards · Shadeland

Shadeland, IN natural hazards

Most of the natural-hazard damage FEMA expects in Shadeland comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shadeland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shadeland to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves20%Tornadoes8%Everything else17%

By hazard

What Shadeland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 4 times a year in the area

Cold waves

20% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shadeland flood?

FEMA's records show no paid flood insurance claims in Shadeland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shadeland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tippecanoe County.

Disasters that hit Shadeland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Shadeland itself: aid to households, or repair grants to the Town of Shadeland.

Brought FEMA money into ShadelandDeclared for Tippecanoe County only

1999

In-Winter Storm 12/23/98

$3K to the Town of Shadeland for repairs

Tippecanoe County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Shadeland

Shadeland and the towns around it

Very lowLowModerateHighVery high

Shadelandmostly inland floodingLow

Unionmostly inland floodingLow

Waynemostly inland floodingLow

Weamostly inland floodingVery low

Fairfieldmostly inland floodingVery low

Lafayettemostly inland floodingVery low

Wabashmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shadeland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shadeland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shadeland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.