Natural hazards · Scottsburg

Scottsburg, IN natural hazards

Most of the natural-hazard damage FEMA expects in Scottsburg comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2000. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scottsburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scottsburg to be higher than in 31% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes35%Inland flooding34%Earthquakes11%Strong wind10%Everything else9%

By hazard

What Scottsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

35% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

34% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scottsburg flood?

Every paid claim on a federal flood insurance policy in Scottsburg, from FEMA’s records.

2paid claims since 2000

$137Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scottsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Scottsburg

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scottsburg itself: aid to households, or repair grants to the City of Scottsburg.

Brought FEMA money into ScottsburgDeclared for Scott County only

2012

Severe Storms, Straight-Line Winds, and Tornadoes

9 households applied for aid

2009

Severe Winter Storm

$21K to the City of Scottsburg for repairs

2008

Severe Storms and Flooding

263 households applied for aid $103K aid approved $199K to the City of Scottsburg for repairs

2005

Severe Winter Storms and Flooding

10 households applied for aid $4K aid approved

2004

Snow

$8K to the City of Scottsburg for repairs

2004

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $11K aid approved

Scott County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scottsburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Scottsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Scottsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scottsburg total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.