Natural hazards · Scipio

Scipio, IN natural hazards

Most of the natural-hazard damage FEMA expects in Scipio comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scipio?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scipio to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding29%Tornadoes25%Everything else13%

By hazard

What Scipio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

29% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scipio flood?

FEMA's records show no paid flood insurance claims in Scipio.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scipio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaPorte County.

Disasters that hit Scipio

Federal disasters declared here

None of the disasters declared for LaPorte County shows FEMA aid or repair money reaching Scipio itself in FEMA’s records.

Brought FEMA money into ScipioDeclared for LaPorte County only

LaPorte County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Scipio

Scipio and the towns around it

Very lowLowModerateHighVery high

Noblemostly inland floodingLow

Pleasantmostly inland floodingLow

Centermostly inland floodingLow

Scipiomostly cold wavesVery low

Washingtonmostly inland floodingVery low

New Durhammostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scipio covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Scipio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Scipio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scipio total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.