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Natural hazards · Schneider

Schneider, IN natural hazards

Most of the natural-hazard damage FEMA expects in Schneider comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 12 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Schneider?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schneider to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves26%Tornadoes23%Everything else7%
By hazard

What Schneider faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Cold waves

26% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 22 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Schneider flood?

Every paid claim on a federal flood insurance policy in Schneider, from FEMA’s records.

12paid claims since 1978
$48Kpaid to owners
2homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Schneider isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Schneider

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schneider itself: aid to households, or repair grants to the Town of Schneider.

Brought FEMA money into SchneiderDeclared for Lake County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid
2018

Severe Storms and Flooding

1 household applied for aid
2008

Severe Storms and Flooding

2 households applied for aid $7K aid approved
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
Lake County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schneider is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Schneider’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Schneider. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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