Natural hazards · Rob Roy

Rob Roy, IN natural hazards

Most of the natural-hazard damage FEMA expects in Rob Roy comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rob Roy?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rob Roy to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves22%Tornadoes10%Strong wind9%Drought6%Lightning5%Everything else12%

By hazard

What Rob Roy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Cold waves

22% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 11 years in the area

Strong wind

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Drought

6% of expected damage

Recorded about once a year in the area

Lightning

5% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rob Roy flood?

FEMA's records show no paid flood insurance claims in Rob Roy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rob Roy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fountain County.

Disasters that hit Rob Roy

Federal disasters declared here

None of the disasters declared for Fountain County shows FEMA aid or repair money reaching Rob Roy itself in FEMA’s records.

Brought FEMA money into Rob RoyDeclared for Fountain County only

Fountain County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rob Roy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rob Roy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rob Roy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.