Natural hazards · Roanoke

Roanoke, IN natural hazards

Most of the natural-hazard damage FEMA expects in Roanoke comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 16 claims here since 1995. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roanoke?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roanoke to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes21%Strong wind9%Cold waves7%Drought7%Everything else11%

By hazard

What Roanoke faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 18 years in the area

Strong wind

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 4 times a year in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roanoke flood?

Every paid claim on a federal flood insurance policy in Roanoke, from FEMA’s records.

16paid claims since 1995

$235Kpaid to owners

3homes flooded more than once

19952026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Roanoke is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Huntington County.

Disasters that hit Roanoke

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roanoke itself: aid to households, or repair grants to the Town of Roanoke.

Brought FEMA money into RoanokeDeclared for Huntington County only

2014

Severe Winter Storm and Snowstorm

$3K to the Town of Roanoke for repairs

2008

Severe Storms and Flooding

5 households applied for aid $4K aid approved

2007

Snow

$3K to the Town of Roanoke for repairs

2004

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $1K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $1K aid approved

2000

Snow

$3K to the Town of Roanoke for repairs

1999

In-Winter Storm 12/23/98

$3K to the Town of Roanoke for repairs

Huntington County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roanoke is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roanoke’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roanoke. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Roanoke, IN natural hazards

How exposed is Roanoke?

What Roanoke faces

Inland flooding

Tornadoes

Strong wind

Cold waves

Drought

Lower here

Not a risk here

Does Roanoke flood?

Homes that flooded again and again

7 federal disasters brought FEMA money here

Severe Winter Storm and Snowstorm

Severe Storms and Flooding

Snow

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Snow

In-Winter Storm 12/23/98

How to read this page

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