Natural hazards · Ripley

Ripley, IN natural hazards

Most of the natural-hazard damage FEMA expects in Ripley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ripley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ripley to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes24%Cold waves6%Everything else17%

By hazard

What Ripley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 13 years in the area

Cold waves

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ripley flood?

Every paid claim on a federal flood insurance policy in Ripley, from FEMA’s records.

1paid claims since 2013

$13Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ripley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rush County.

Disasters that hit Ripley

Federal disasters declared here

None of the disasters declared for Rush County shows FEMA aid or repair money reaching Ripley itself in FEMA’s records.

Brought FEMA money into RipleyDeclared for Rush County only

Rush County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ripley

Ripley and the towns around it

Very lowLowModerateHighVery high

Waynemostly inland floodingModerate

Ripleymostly inland floodingModerate

Centermostly inland floodingModerate

Poseymostly inland floodingModerate

Blue Rivermostly inland floodingLow

Jacksonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ripley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ripley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Ripley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ripley total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.