Natural hazards · Riley

Riley, IN natural hazards

Most of the natural-hazard damage FEMA expects in Riley comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riley to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding42%Cold waves14%Tornadoes12%Earthquakes9%Strong wind9%Heat waves5%Everything else9%

By hazard

What Riley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 4 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 21 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riley flood?

FEMA's records show no paid flood insurance claims in Riley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vigo County.

Disasters that hit Riley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Riley itself: aid to households, or repair grants to the Town of Riley.

Brought FEMA money into RileyDeclared for Vigo County only

2008

Severe Storms, Flooding, and Tornadoes

9 households applied for aid $11K aid approved $21K to the Town of Riley for repairs

Vigo County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Riley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Riley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.