Natural hazards · Ridgeville

Ridgeville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Ridgeville comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgeville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgeville to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding66%Tornadoes20%Strong wind6%Everything else8%

By hazard

What Ridgeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 16 years in the area

Strong wind

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgeville flood?

FEMA's records show no paid flood insurance claims in Ridgeville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Ridgeville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ridgeville itself: aid to households, or repair grants to the Town of Ridgeville.

Brought FEMA money into RidgevilleDeclared for Randolph County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2008

Severe Storms, Flooding, and Tornadoes

3 households applied for aid

2005

Severe Winter Storms and Flooding

179 households applied for aid $130K aid approved $23K to the Town of Ridgeville for repairs

2004

Snow

$2K to the Town of Ridgeville for repairs

Randolph County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgeville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridgeville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ridgeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.