Natural hazards · Putnamville

Putnamville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Putnamville comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Putnamville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Putnamville to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes13%Cold waves12%Strong wind10%Everything else15%

By hazard

What Putnamville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 15 years in the area

Cold waves

12% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Putnamville flood?

FEMA's records show no paid flood insurance claims in Putnamville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Putnamville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Putnamville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Putnamville itself: aid to households, or repair grants to Putnamville.

Brought FEMA money into PutnamvilleDeclared for Putnam County only

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $681 aid approved

Putnam County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Putnamville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Putnamville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Putnamville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.