Natural hazards · Preble

Preble, IN natural hazards

Most of the natural-hazard damage FEMA expects in Preble comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Preble?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Preble to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes19%Strong wind10%Cold waves5%Everything else10%

By hazard

What Preble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 19 years in the area

Strong wind

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Preble flood?

FEMA's records show no paid flood insurance claims in Preble.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Preble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Preble

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Preble itself in FEMA’s records.

Brought FEMA money into PrebleDeclared for Adams County only

Adams County has had 15 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Preble is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Preble’s own flood-insurance community; household aid to the registrant’s city; repair grants to Preble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.