Natural hazards · Pine

Pine, IN natural hazards

Most of the natural-hazard damage FEMA expects in Pine comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes21%Cold waves20%Everything else9%

By hazard

What Pine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 48 years in the area

Cold waves

20% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine flood?

FEMA's records show no paid flood insurance claims in Pine.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Porter County.

Disasters that hit Pine

Federal disasters declared here

None of the disasters declared for Porter County shows FEMA aid or repair money reaching Pine itself in FEMA’s records.

Brought FEMA money into PineDeclared for Porter County only

Porter County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Pine

Pine and the towns around it

Very lowLowModerateHighVery high

Westchestermostly inland floodingLow

Pinemostly inland floodingLow

Beverly Shoresmostly inland floodingLow

Jacksonmostly inland floodingVery low

Coolspringmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.