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Natural hazards · Pierceton

Pierceton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Pierceton comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pierceton?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pierceton to be higher than in 13% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes22%Cold waves20%Strong wind9%Everything else10%
By hazard

What Pierceton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Well below average · higher than 14% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

22% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 37 years in the area

Cold waves

20% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 4 times a year in the area

Strong wind

9% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pierceton flood?

FEMA's records show no paid flood insurance claims in Pierceton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Pierceton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kosciusko County.
Disasters that hit Pierceton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pierceton itself: aid to households, or repair grants to the Town of Pierceton.

Brought FEMA money into PiercetonDeclared for Kosciusko County only
2018

Severe Storms and Flooding

1 household applied for aid
2009

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $10K aid approved
2008

Severe Storms and Flooding

8 households applied for aid $8K aid approved $25K to the Town of Pierceton for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved
Kosciusko County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pierceton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pierceton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pierceton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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