Natural hazards · Pershing

Pershing, IN natural hazards

Most of the natural-hazard damage FEMA expects in Pershing comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pershing?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pershing to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes21%Strong wind7%Everything else13%

By hazard

What Pershing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Strong wind

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pershing flood?

Every paid claim on a federal flood insurance policy in Pershing, from FEMA’s records.

12paid claims since 2008

$255Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 4 claims, $59K
Mid-spring storms: 1 claim, $26K
Central U.S. April Flooding: 1 claim, $32K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pershing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Pershing

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Pershing itself in FEMA’s records.

Brought FEMA money into PershingDeclared for Jackson County only

Jackson County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Pershing

Pershing and the towns around it

Very lowLowModerateHighVery high

Van Burenmostly inland floodingHigh

Pershingmostly inland floodingModerate

Hamiltonmostly inland floodingModerate

Salt Creekmostly inland floodingModerate

Owenmostly inland floodingModerate

Jacksonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pershing covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pershing’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Pershing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pershing total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.