Natural hazards · Perry

Perry, IN natural hazards

Most of the natural-hazard damage FEMA expects in Perry comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perry?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perry to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes20%Strong wind7%Everything else11%

By hazard

What Perry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 17 years in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perry flood?

Every paid claim on a federal flood insurance policy in Perry, from FEMA’s records.

3paid claims since 2004

$39Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Perry

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Perry itself in FEMA’s records.

Brought FEMA money into PerryDeclared for Wayne County only

Wayne County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Perry

Perry and the towns around it

Very lowLowModerateHighVery high

Perrymostly inland floodingHigh

Daltonmostly inland floodingHigh

Greenmostly inland floodingHigh

Claymostly inland floodingHigh

Jeffersonmostly inland floodingModerate

Unionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perry covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Perry’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Perry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perry total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.