Natural hazards · Perry

Perry, IN natural hazards

Most of the natural-hazard damage FEMA expects in Perry comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 121 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perry?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perry to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes21%Strong wind10%Cold waves10%Everything else14%

By hazard

What Perry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 48 years in the area

Strong wind

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 5 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perry flood?

Every paid claim on a federal flood insurance policy in Perry, from FEMA’s records.

121paid claims since 1981

$2.2Mpaid to owners

0homes flooded more than once

19812026

Biggest named events

Mid-spring storms: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

Disasters that hit Perry

Federal disasters declared here

None of the disasters declared for Noble County shows FEMA aid or repair money reaching Perry itself in FEMA’s records.

Brought FEMA money into PerryDeclared for Noble County only

Noble County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Perry

Perry and the towns around it

Very lowLowModerateHighVery high

Elkhartmostly inland floodingLow

Spartamostly inland floodingLow

Perrymostly inland floodingLow

Edenmostly inland floodingVery low

Bentonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perry covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Perry’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Perry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perry total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.