Natural hazards · Peppertown

Peppertown, IN natural hazards

Most of the natural-hazard damage FEMA expects in Peppertown comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peppertown?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peppertown to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes20%Strong wind9%Cold waves7%Everything else7%

By hazard

What Peppertown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 21 years in the area

Strong wind

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peppertown flood?

FEMA's records show no paid flood insurance claims in Peppertown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peppertown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Peppertown

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Peppertown itself in FEMA’s records.

Brought FEMA money into PeppertownDeclared for Franklin County only

Franklin County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peppertown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Peppertown’s own flood-insurance community; household aid to the registrant’s city; repair grants to Peppertown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.