Natural hazards · Palmyra

Palmyra, IN natural hazards

Most of the natural-hazard damage FEMA expects in Palmyra comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Palmyra?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palmyra to be higher than in 49% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding50%Earthquakes17%Tornadoes13%Heat waves5%Everything else16%

By hazard

What Palmyra faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

13% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 56 years in the area

Heat waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Palmyra flood?

Every paid claim on a federal flood insurance policy in Palmyra, from FEMA’s records.

6paid claims since 2006

$107Kpaid to owners

0homes flooded more than once

20062026

of all homes
are insured

No community discount. Palmyra isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit Palmyra

Federal disasters declared here

None of the disasters declared for Knox County shows FEMA aid or repair money reaching Palmyra itself in FEMA’s records.

Brought FEMA money into PalmyraDeclared for Knox County only

Knox County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Palmyra

Palmyra and the towns around it

Very lowLowModerateHighVery high

Palmyramostly inland floodingModerate

Vincennesmostly earthquakesModerate

Steenmostly inland floodingModerate

Harrisonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palmyra covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Palmyra’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Palmyra. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Palmyra total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.