Natural hazards · Painted Hills

Painted Hills, IN natural hazards

Most of the natural-hazard damage FEMA expects in Painted Hills comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Painted Hills?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Painted Hills to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes16%Strong wind7%Cold waves7%Everything else14%

By hazard

What Painted Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 39 years in the area

Strong wind

7% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Painted Hills flood?

FEMA's records show no paid flood insurance claims in Painted Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Painted Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Painted Hills

Federal disasters declared here

None of the disasters declared for Morgan County shows FEMA aid or repair money reaching Painted Hills itself in FEMA’s records.

Brought FEMA money into Painted HillsDeclared for Morgan County only

Morgan County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Painted Hills is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Painted Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Painted Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.