Natural hazards · Ossian

Ossian, IN natural hazards

Most of the natural-hazard damage FEMA expects in Ossian comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ossian?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ossian to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes23%Strong wind8%Heat waves5%Everything else11%

By hazard

What Ossian faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

23% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 30 years in the area

Strong wind

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ossian flood?

FEMA's records show no paid flood insurance claims in Ossian.

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Ossian is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Wells County.

Disasters that hit Ossian

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ossian itself: aid to households, or repair grants to the Town of Ossian.

Brought FEMA money into OssianDeclared for Wells County only

2007

Snow

$5K to the Town of Ossian for repairs

2005

Severe Winter Storms and Flooding

$2K to the Town of Ossian for repairs

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $5K aid approved $18K to the Town of Ossian for repairs

2000

Snow

$2K to the Town of Ossian for repairs

1999

In-Winter Storm 12/23/98

$4K to the Town of Ossian for repairs

Wells County has had 13 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ossian is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ossian’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ossian. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Ossian, IN natural hazards

How exposed is Ossian?

What Ossian faces

Inland flooding

Tornadoes

Strong wind

Heat waves

Lower here

Not a risk here

Does Ossian flood?

5 federal disasters brought FEMA money here

Snow

Severe Winter Storms and Flooding

Severe Storms, Tornadoes, and Flooding

Snow

In-Winter Storm 12/23/98

How to read this page

Where to, neighbor?

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