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Natural hazards · North Webster

North Webster, IN natural hazards

Most of the natural-hazard damage FEMA expects in North Webster comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Webster?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Webster to be higher than in 14% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes23%Cold waves18%Strong wind8%Everything else9%
By hazard

What North Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Well below average · higher than 16% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

23% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 98 years in the area

Cold waves

18% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 4 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Webster flood?

FEMA's records show no paid flood insurance claims in North Webster.

of homes in flood zones
are insured
of all homes
are insured
🏷️ 05% off flood insurance. North Webster is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Kosciusko County.
Disasters that hit North Webster

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Webster itself: aid to households, or repair grants to the Town of North Webster.

Brought FEMA money into North WebsterDeclared for Kosciusko County only
2009

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $3K aid approved
2008

Severe Storms and Flooding

4 households applied for aid $5K aid approved $2K to the Town of North Webster for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved
2000

Snow

$2K to the Town of North Webster for repairs
1999

In-Winter Storm 12/23/98

$4K to the Town of North Webster for repairs
Kosciusko County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Webster is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to North Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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