Natural hazards · Noble

Noble, IN natural hazards

Most of the natural-hazard damage FEMA expects in Noble comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Noble?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Noble to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes25%Strong wind8%Cold waves6%Everything else10%

By hazard

What Noble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 13 years in the area

Strong wind

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Noble flood?

FEMA's records show no paid flood insurance claims in Noble.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Noble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jay County.

Disasters that hit Noble

Federal disasters declared here

None of the disasters declared for Jay County shows FEMA aid or repair money reaching Noble itself in FEMA’s records.

Brought FEMA money into NobleDeclared for Jay County only

Jay County has had 13 natural disasters declared since 1953, most often winter storms and severe storms.

Around Noble

Noble and the towns around it

Very lowLowModerateHighVery high

Waynemostly inland floodingModerate

Noblemostly inland floodingLow

Madisonmostly inland floodingLow

Wabashmostly inland floodingLow

Recoverymostly inland floodingVery low

Washingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Noble is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Noble’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Noble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.