Natural hazards · Newcastle

Newcastle, IN natural hazards

Most of the natural-hazard damage FEMA expects in Newcastle comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 27 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Newcastle?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newcastle to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves17%Tornadoes17%Strong wind10%Drought7%Everything else11%

By hazard

What Newcastle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 3 years in the area

Cold waves

17% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 25 years in the area

Strong wind

10% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Newcastle flood?

Every paid claim on a federal flood insurance policy in Newcastle, from FEMA’s records.

27paid claims since 1981

$167Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Newcastle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Newcastle

Federal disasters declared here

None of the disasters declared for Fulton County shows FEMA aid or repair money reaching Newcastle itself in FEMA’s records.

Brought FEMA money into NewcastleDeclared for Fulton County only

Fulton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Newcastle

Newcastle and the towns around it

Very lowLowModerateHighVery high

Richlandmostly inland floodingLow

Newcastlemostly inland floodingLow

Tippecanoemostly inland floodingVery low

Franklinmostly inland floodingVery low

Rochestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newcastle covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Newcastle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Newcastle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Newcastle total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.