Natural hazards · New Point

New Point, IN natural hazards

Most of the natural-hazard damage FEMA expects in New Point comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Point?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Point to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes21%Strong wind6%Everything else18%

By hazard

What New Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 16 years in the area

Strong wind

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Point flood?

FEMA's records show no paid flood insurance claims in New Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Decatur County.

Disasters that hit New Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in New Point itself: aid to households, or repair grants to the Town of New Point.

Brought FEMA money into New PointDeclared for Decatur County only

2008

Severe Storms, Flooding, and Tornadoes

$4K to the Town of New Point for repairs

Decatur County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.