Natural hazards · New Paris

New Paris, IN natural hazards

Most of the natural-hazard damage FEMA expects in New Paris comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Paris?

12
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Paris to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves19%Tornadoes17%Strong wind6%Hail5%Everything else7%
By hazard

What New Paris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once every 3 years in the area

Cold waves

19% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

17% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 46 years in the area

Strong wind

6% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 5 times a year in the area

Hail

5% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Paris flood?

FEMA's records show no paid flood insurance claims in New Paris.

of homes in flood zones
are insured
of all homes
are insured
No community discount. New Paris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Elkhart County.
Disasters that hit New Paris

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Paris itself: aid to households, or repair grants to New Paris.

Brought FEMA money into New ParisDeclared for Elkhart County only
2018

Severe Storms and Flooding

2 households applied for aid
2008

Severe Storms and Flooding

3 households applied for aid $5K aid approved
Elkhart County has had 11 natural disasters declared since 1953, most often winter storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Paris is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to New Paris’s own flood-insurance community; household aid to the registrant’s city; repair grants to New Paris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01