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Natural hazards · New Haven

New Haven, IN natural hazards

Most of the natural-hazard damage FEMA expects in New Haven comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Haven?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Haven to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes19%Everything else16%
By hazard

What New Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 51% of U.S. places
Recorded about once a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 88% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Haven flood?

Every paid claim on a federal flood insurance policy in New Haven, from FEMA’s records.

10paid claims since 1979
$57Kpaid to owners
2homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. New Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allen County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit New Haven

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Haven itself: aid to households, or repair grants to the City of New Haven.

Brought FEMA money into New HavenDeclared for Allen County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

31 households applied for aid $18K aid approved
2014

Severe Winter Storm and Snowstorm

$23K to the City of New Haven for repairs
2008

Severe Storms and Flooding

4 households applied for aid $2K aid approved
2007

Snow

$21K to the City of New Haven for repairs
2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $9K aid approved
2000

Snow

$10K to the City of New Haven for repairs
1999

In-Winter Storm 12/23/98

$16K to the City of New Haven for repairs
Allen County has had 16 natural disasters declared since 1953, most often severe storms and floods.
Around New Haven

New Haven and the towns around it

Fort Wayne: Moderate, mostly inland floodingAdams: Moderate, mostly inland floodingJefferson: Very low, mostly inland floodingSt. Joseph: Low, mostly inland floodingHuntertown: Low, mostly inland floodingPerry: Low, mostly inland floodingEel River: Very low, mostly inland floodingWashington: Very low, mostly inland floodingMilan: Low, mostly inland floodingWayne: High, mostly inland floodingMarion: Moderate, mostly inland floodingJackson: Very low, mostly inland floodingMadison: Low, mostly inland floodingCedar Creek: Low, mostly inland floodingNew Haven: Low, mostly inland flooding New HavenFort WayneAdamsJeffersonSt. Joseph
Very lowLowModerateHighVery high
Fort Waynemostly inland floodingModerate
Adamsmostly inland floodingModerate
St. Josephmostly inland floodingLow
New Havenmostly inland floodingLow
Jeffersonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Haven covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to New Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Haven total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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