Natural hazards · New Castle

New Castle, IN natural hazards

Most of the natural-hazard damage FEMA expects in New Castle comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2015. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Castle?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Castle to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes31%Earthquakes7%Everything else12%

By hazard

What New Castle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

31% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Castle flood?

Every paid claim on a federal flood insurance policy in New Castle, from FEMA’s records.

2paid claims since 2015

$68Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

2026-08-Indiana-Flooding: 1 claim, $61K

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Castle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit New Castle

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Castle itself: aid to households, or repair grants to the City of New Castle.

Brought FEMA money into New CastleDeclared for Henry County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

605 households applied for aid $4.2M aid approved

2008

Severe Storms, Flooding, and Tornadoes

30 households applied for aid $21K aid approved

2007

Snow

$30K to the City of New Castle for repairs

2005

Severe Winter Storms and Flooding

47 households applied for aid $50K aid approved

2004

Snow

$18K to the City of New Castle for repairs

2004

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $2K aid approved

2003

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $16K aid approved

1999

In-Winter Storm 12/23/98

$13K to the City of New Castle for repairs

Henry County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Castle covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to New Castle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Castle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Castle total about $4.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

New Castle, IN natural hazards

How exposed is New Castle?

What New Castle faces

Inland flooding

Tornadoes

Earthquakes

Lower here

Not a risk here

Does New Castle flood?

Biggest named events

8 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Storms, Flooding, and Tornadoes

Snow

Severe Winter Storms and Flooding

Snow

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

In-Winter Storm 12/23/98

How to read this page

Where to, neighbor?

Matches

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