Natural hazards · Monon

Monon, IN natural hazards

Most of the natural-hazard damage FEMA expects in Monon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monon to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves22%Tornadoes11%Strong wind6%Everything else13%

By hazard

What Monon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 2 years in the area

Cold waves

22% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 21 years in the area

Strong wind

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monon flood?

Every paid claim on a federal flood insurance policy in Monon, from FEMA’s records.

3paid claims since 2008

$68Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

Disasters that hit Monon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Monon itself: aid to households, or repair grants to the Township of Monon.

Brought FEMA money into MononDeclared for White County only

1999

In-Winter Storm 12/23/98

$4K to the Township of Monon for repairs

White County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Monon

Monon and the towns around it

Very lowLowModerateHighVery high

Libertymostly inland floodingHigh

Hanging Grovemostly inland floodingModerate

Mononmostly inland floodingModerate

Milroymostly inland floodingModerate

Unionmostly inland floodingLow

Honey Creekmostly inland floodingLow

Princetonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Monon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Monon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monon total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.