Natural hazards · Milton

Milton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Milton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2026. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milton to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes20%Strong wind6%Everything else10%

By hazard

What Milton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 66 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milton flood?

Every paid claim on a federal flood insurance policy in Milton, from FEMA’s records.

1paid claims since 2026

$140Kpaid to owners

0homes flooded more than once

20262026

Biggest named events

2026-08-Indiana-Flooding: 1 claim, $140K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Milton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milton itself: aid to households, or repair grants to the Town of Milton.

Brought FEMA money into MiltonDeclared for Wayne County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

39 households applied for aid $616K aid approved

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $2K aid approved

2005

Severe Winter Storms and Flooding

1 household applied for aid $1K aid approved $7K to the Town of Milton for repairs

2004

Snow

$2K to the Town of Milton for repairs

Wayne County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Milton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.