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Natural hazards · Millcreek

Millcreek, IN natural hazards

Most of the natural-hazard damage FEMA expects in Millcreek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Millcreek?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millcreek to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves23%Tornadoes9%Strong wind8%Drought7%Lightning6%Everything else12%
By hazard

What Millcreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 4 times a year in the area

Cold waves

23% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 8 years in the area

Strong wind

8% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Drought

7% of expected damage
Recorded about 2 times a year in the area

Lightning

6% of expected damage
Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Millcreek flood?

Every paid claim on a federal flood insurance policy in Millcreek, from FEMA’s records.

2paid claims since 2004
$12Kpaid to owners
0homes flooded more than once
20042026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Millcreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fountain County.
Disasters that hit Millcreek

Federal disasters declared here

None of the disasters declared for Fountain County shows FEMA aid or repair money reaching Millcreek itself in FEMA’s records.

Brought FEMA money into MillcreekDeclared for Fountain County only
Fountain County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.
Around Millcreek

Millcreek and the towns around it

Fulton: Low, mostly inland floodingWabash: Low, mostly inland floodingVan Buren: Low, mostly inland floodingJackson: Low, mostly inland floodingSugar Creek: Low, mostly inland floodingEugene: Moderate, mostly inland floodingHighland: Moderate, mostly inland floodingLiberty: Low, mostly inland floodingTroy: Low, mostly inland floodingShawnee: Low, mostly inland floodingCain: Low, mostly inland floodingRichland: Low, mostly inland floodingRipley: Low, mostly inland floodingHoward: Low, mostly inland floodingWayne: Low, mostly inland floodingPenn: Low, mostly inland floodingMillcreek: Low, mostly inland flooding MillcreekFultonWabashVan BurenJacksonSugar Creek
Very lowLowModerateHighVery high
Sugar Creekmostly inland floodingLow
Millcreekmostly inland floodingLow
Fultonmostly inland floodingLow
Wabashmostly inland floodingLow
Jacksonmostly inland floodingLow
Van Burenmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millcreek covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Millcreek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Millcreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millcreek total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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