Natural hazards · Mill

Mill, IN natural hazards

Most of the natural-hazard damage FEMA expects in Mill comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mill to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes21%Heat waves5%Everything else16%

By hazard

What Mill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mill flood?

Every paid claim on a federal flood insurance policy in Mill, from FEMA’s records.

11paid claims since 1992

$96Kpaid to owners

0homes flooded more than once

19922026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Mill

Federal disasters declared here

None of the disasters declared for Grant County shows FEMA aid or repair money reaching Mill itself in FEMA’s records.

Brought FEMA money into MillDeclared for Grant County only

Grant County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

Around Mill

Mill and the towns around it

Very lowLowModerateHighVery high

Millmostly inland floodingHigh

Gas Citymostly inland floodingHigh

Fairmountmostly inland floodingModerate

Centermostly inland floodingModerate

Franklinmostly inland floodingModerate

Monroemostly inland floodingLow

Libertymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mill covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mill total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.